Pennsylvania missed its October 1, 2012 deadline on what our minimum essential health benefits
will be and the November 16, 2012 deadline to convince HHS that PA has made significant progress
in establishing health insurance exchanges, and has not made a formal decision on expanding
Medicaid eligibility to 133% of the Federal Poverty Line. While Pennsylvania has sought guidance
on the first two, HHS has not replied, leading to a new area of uncertainty as to what the health
insurance landscape will look like in 2014. The electoral outcome, the status of unknown rules for
Federally-facilitated Exchanges (if PA does not establish one) lead to another round of uncertain
parameters in employee benefits.